Open Letter to State Farm Insurance

Why are insurance companies, like State Farm, spending thousands to defend homeowners like Tiffany Berg in Brookings, Oregon, over issues that do not affect their property value and are entirely within their control—such as turning a light on or off? Meanwhile, in California, homeowners are losing their insurance due to wildfire risks not under their control. Is this because attorney Evan Aronson of Portland is profiting from my hardship?

The Larger Issue: Insurance Industry Bias

Despite this issue affecting my home’s value, my homeowner’s insurance offers no protection because I am the plaintiff. Meanwhile, insurance companies freely cover defendants like Tiffany. This bias against buyers' fuels dishonesty in real estate.

The health risks of artificial lighting on humans and vegetation are well-documented. To address these concerns, I gave two presentations to the Brookings City Council and Planning Commission, urging them to pass a Good Neighbor Outdoor Light Statute, like many other rural communities in Oregon and across the U.S. The Soft Lights Foundation even provided supporting information. Yet, both governing bodies refuse to act.

The Real Cost to Homeowners

Shouldn’t insurance resources be preserved for genuine emergencies, such as fire prevention and water infrastructure, rather than defending avoidable disputes over personal choices?